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Government regulation has a profound impact on a company’s business operations. It is a crucial factor in corporate strategic planning because regulatory enforcement actions by the government and state agencies can impose significant costs. Changes to the commercial, legal and societal landscape have meant that financial institutions are faced with increasingly complex and interconnected challenges, risks and opportunities. Many of those changes, in turn, have resulted in governments, shareholders, consumers, employees and other stakeholders placing a greater emphasis on concepts like governance, oversight, accountability, transparency, and compliance. We are experts in guiding clients through their regulatory obligations in a practical, commercial way, providing bespoke technical advice on complex legal and regulatory issues.